Affordable payments are closer than you think with Engage

  • Tell all your collectors what you can afford with just a few clicks
  • Set up payment plans without ever picking up the phone
  • Get tips and tricks from other users and see what payment offers your collectors have accepted before
Payment Offers

Negotiate payments with the collector

Tell your collectors what you can afford to pay with just a few clicks. We'll reach out for you, and help you negotiate until you reach a payment agreement that works for you.

Payment Offers

Track your progress

After you send an offer, we'll keep you in the loop and let you know what to expect. Throughout the process, we'll provide you with advice and options along the way.

Payment Offers

Resolve your debt and set up payments

Once your offer is accepted, we'll guide you through setting up payments with your collector and send you reminders before the due date.

Other Features

Investigate debts you don't recognize

Tell collectors how you prefer to communicate

Investigate debts you don't recognize

Thank you for helping me stop calls and resolve my debts. Through your efforts I stopped the calls immediately, and made agreements to have all of my debts paid in a few months. Through your emails to my collection agency, I was able to receive an offer for 75% off of the original debt.
D'edra Engage user since August '19
It's a lot more simple and straightforward than I expected. You can't deal with collectors on your own. Before, they wouldn't even talk to me. They harassed me. You stopped everything - stopped the calls, and set up payments. They are fine to work with now since you got involved. What I've seen you doing, it's the first thing I've ever seen like it.
Chris Engage user since October '19

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$ 267,393,951
of debt on Engage
253,705
emails and letters sent