Work with different collectors in the same simple place

  • Take control of the conversation—negotiate settlements and payment plans with just a few clicks
  • Stop calls from aggressive collectors
  • Dispute a debt if you don’t owe or already paid the balance
  • Keep track of your payment history and get reminders for upcoming installments

Build payment offers that fit within your budget without even picking up the phone

Engage helps you determine affordable payment plans and tells you the likelihood of them being accepted by the collector.

Engage also gives you tools to stop collection calls and investigate debts you don’t recognize

Know your rights: you can send out requests to creditors to stop calling you. You can dispute debts you don’t recognize to clarify why a debt is owed.

Say goodbye to spreadsheets and stacks of letters

Engage gathers your debt information - even from multiple collectors - in one simple place online.

Other Features

Get tips and tricks from other users and see what type of payment offers your collectors have accepted from others

Keep track of your payment history and upcoming installments

Get nearly instant responses from our verified collectors

Thank you for helping me stop calls and resolve my debts. Through your efforts, I made agreements to have all of my debts paid in a few months. Your emails to my collector helped me receive an offer for 75% off of the original debt.
D'EDRA Engage user since August '19
Before Engage, my collectors wouldn't even listen to me. They harassed me. You stopped the calls, and set up payments. They are fine to work with since you got involved. What I've seen you doing, it's the first thing I've ever seen like it.
CHRIS Engage user since October '19

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$ 267,393,951
of debt on Engage
253,705
emails and letters sent