Dispute Debts in Just a Few Clicks

  • See your debts from different collectors all in one place
  • Ask your collector or creditor for more information about your debt
  • Dispute a debt if you don’t owe or already paid the balance
  • Negotiate settlements and payment plans on your debts, and ask our Debt Concierge any questions you have
Just because you’re not tracking it, doesn’t mean it doesn’t exist

It’s time to take control

Time to stop ignoring phone calls, stop ripping up letters, and deleting emails. There’s multiple ways to take care of your debt when you use Engage.

Let’s make dealing with debt a little less stressful, and a little more empowering

Tell your collectors what you can afford in just a few clicks. Get immediate approval from our verified collectors. File disputes, stop calls, and offer to settle your whole debt at a fraction of the cost.

Build payment offers that fit within your budget without even picking up the phone

Engage helps you determine affordable payment plans and tells you the likelihood of them being accepted by the collector.

Other Features

Consult our team of experts in every step

Track all engagements with collectors in one place

Use a negotiation tool to get the payment arrangement you want

Thank you for helping me stop calls and resolve my debts. Through your efforts, I made agreements to have all of my debts paid in a few months. Your emails to my collector helped me receive an offer for 75% off of the original debt.
D'EDRA Engage user since August '19
Before Engage, my collectors wouldn't even listen to me. They harassed me. You stopped the calls, and set up payments. They are fine to work with since you got involved. What I've seen you doing, it's the first thing I've ever seen like it.
CHRIS Engage user since October '19

Join a community that's stronger together

$ 267,393,951
of debt on Engage
emails and letters sent